Not all land vehicles are covered under your policy. For example, if someone causes an accident with an ATV, then the vehicle can't have underinsured or uninsured motorist coverage. When you're in an accident with a negligent driver who isn't insured or who doesn't...
How is fault determined in rear-end collisions?
One of the most common types of accidents is rear-end collisions, which occur when the car behind you fails to stop in time and hits the back of your car. These are also possible if the car behind you didn't leave enough room and gets pushed into your car when someone...
Understanding uninsured motorist coverage
Most drivers know that the first things you are supposed to do after you are involved in an accident is call the police and then trade insurance information with the other party. But what happens if the other driver hits you and then leaves or the responding officer...
How many drivers lack insurance?
Naturally, it can be a bit hard to track how many drivers do not have insurance, as they don't report driving illegally. However, statistics from 2009 can give a ballpark figure that most people assume can be extrapolated out to today's highways at roughly the same...
Colorado ranks in the top 10 states for uninsured motorists
Car insurance is required for all drivers in Colorado, but there will always be those who think they can skirt the law and drive without insurance. They hope that they won't get caught. If a driver is pulled over and can't present proof of insurance, there may be...
What happens when a driver isn’t insured on roads in Colorado?
It's everyone's worst nightmare after a car accident; You've been hurt, but you've also found out that the other driver wasn't insured. Not only is driving uninsured illegal, but it leaves you with few options for seeking compensation for yourself and your family. If...
Get more with your UIM claim after a car accident in Colorado
Getting into a car accident is hard enough, but when you find out that the other driver wasn't insured, that can cause a lot of stress. In Colorado and Wyoming, vehicle owners are required to carry uninsured or underinsured motorist coverage. This coverage takes care...
Don’t be caught uninsured in Colorado
Colorado has underinsured drivers on the roads, although by law they should have enough insurance to cover injuries and property damage to vehicles when involved in accidents. Unless the vehicle owners in Colorado are rejected in writing, they must carry...
Why do you need uninsured motorist coverage?
With the economy still recovering, some drivers choose not to pay their automobile insurance. This can result in disastrous consequences from an accident. Others choose to only have the minimum coverages required by state law. Having valid auto insurance is required...
How much car insurance is required by law in Colorado?
In Colorado, people must carry car insurance. Not doing so is illegal, and that can lead to charges if a person gets into an accident. For you, the victim, the other driver not having insurance can be a major problem. You could be left with few or no ways to recoup...