When you think about those mandatory minimum coverage amounts, you can probably see why they might not be a good idea. Some catastrophic injuries, such as brain injuries or spinal cord injuries, can likely cost more than $25,000 just for the initial care, not to...
Get ready for battle if an uninsured motorist hits you
On your insurance policy, you might have coverage for uninsured or underinsured motorists. This is important if you do end up getting struck by a motorist who didn't bother with insurance or who just stuck to the state minimum coverage. In both of these cases, you...
Colorado car insurance minimums are paltry
When some people buy a car insurance policy, they aren't always looking at the coverage amounts they are getting. Many only want a policy that is cheap and meets the minimum requirements of the state. However, this minimal coverage isn't always suitable for serious...
Serious injuries demand that you take fast action
All car accidents can lead to serious injuries. The effects of those injuries might seem even worse when you are stuck trying to determine how you are going to pay the bills that came from the accident. This is the thing that often occurs when the driver who slammed...
Should I consider purchasing underinsured motorist insurance?
When you get motor vehicle insurance, you have to think about the type of coverage you want. Some people opt to only get the mandatory minimum coverage. This is often a decision that is based on the need to save money. What some people don't realize is that this...
Should I purchase more than just liability car insurance?
Everyone loves a good bargain, but those who buy the cheapest auto insurance coverage for their vehicles may experience buyer's remorse if they wind up involved in a wreck with an uninsured (or under-insured) driver. Is it ever possible to get financial compensation...
Some at-fault vehicles will exclude your uninsured motorist claim
An uninsured or underinsured motorist claim is one that you file to your own insurance company because you experienced damages in an accident caused by a driver or vehicle that wasn't covered or fully covered. If you have the proper uninsured or underinsured additions...
Understanding whether you need uninsured motorist coverage
Colorado is one of several states that doesn't require you to carry uninsured or underinsured motorist coverage on your auto insurance policy. At a time when many people are trying to cut costs across the board, it might seem like a good idea to decline coverage that...
How much uninsured motorist coverage do you need?
The answer to the question of how much uninsured motorist coverage you need isn't always simple. While everyone certainly needs insurance, especially car insurance, how much coverage you need really depends on your lifestyle, your car and your goals for protection. If...
3 important steps following an uninsured motorist accident
If you are in a vehicle accident and the other party involved does not have vehicle insurance, then you need to take action to ensure you are protected. This is especially true if the other person might be at fault for the accident. These three steps might help you...
