If you ask some people, they'll tell you that they think it's not only unfair to have mandatory car insurance in the United States, but that it's unconstitutional. This is the reason some people skip out on buying coverage. There are two basic reasons why people take...
How many uninsured drivers are there?
Despite the fact that drivers are required to have at least a low level of car insurance, many drivers neglect to buy it. The reasons for this are many, but the main one is simply that they do not want to pay for coverage. The exact number of drivers doing this at any...
What type of insurance coverage do you have?
In the event of an auto accident, do you know what type of vehicle insurance you have? While we talk a lot about accidents that involve someone else's liability and seeking compensation from someone else's insurance company, there are times where your insurance policy...
You can file a claim against under or uninsured motorists
What are the auto insurance requirements in Colorado? Do you automatically have to purchase underinsured motorist coverage? The fact is that you have to purchase between $100,000 and $300,000 or more in bodily injury liability if you want to be safe in the case of an...
What is uninsured motorist coverage?
Even though most states call for drivers to have basic liability coverage, there are drivers who fail to purchase liability insurance for themselves and their vehicles. That means if those drivers are involved in an accident with you -- and the incident is their fault...
Crashes with uninsured and underinsured drivers are devastating
Being involved in an automobile accident is a harrowing experience. Finding out that the person who slammed into you was uninsured or underinsured can make the entire situation seem worse. When you are hit by a driver who doesn't have insurance at all or didn't have...
1 out of 8 drivers carries no insurance
You're probably used to carrying car insurance and you just think it's the natural, required thing to do. It may never have crossed your mind to drive without proper coverage. If so, it may surprise you to learn that one out of every eight drivers carries no insurance...
Colorado’s insurance policies protect you against loss
Getting into an accident is hard enough without having to worry about who has or doesn't have auto insurance. Not having it is a crime, but that won't be helpful to you when you're suffering from injuries. In Colorado, the auto insurance requirements are strict for...
Make a claim for coverage with uninsured motorist insurance
Car accidents happen frequently, and while many may not leave a heavy impact on families, one with someone who doesn't have insurance can cause damage to your finances that is hard to repair. As an owner of a vehicle in Colorado, you're required to carry uninsured or...
Uninsured and underinsured motorist coverage: Is it worth it?
Drivers in Colorado are required to carry the minimum automobile insurance coverage allowed by law. Those minimums include bodily injury per person of at least $25,000, bodily injury per accident of at least $50,000 and property damage per accident of at least...