On your insurance policy, you might have coverage for uninsured or underinsured motorists. This is important if you do end up getting struck by a motorist who didn't bother with insurance or who just stuck to the state minimum coverage. In both of these cases, you might find that the coverage or lack of coverage is insufficient for paying your bills related to the accident.
We know that you never expected this to happen and might not have the money to pay for everything on your own. Whether this is the case or not, you shouldn't be liable for paying for the damages of the accident when another motorist strikes you.
Ultimately, the driver who struck you should be the one who has to come out of pocket for the damages of the crash. At this point, you will have to fight to get the compensation that you so desperately need.
All car crashes can lead to considerable financial damages. You might have some very serious injuries that demand long-term medical care. You may also have to deal with a loss of income. All of this comes at a time when you are having difficulties with your health. This can leave you with a lot of undue stress that you shouldn't have to deal with.
Seeking compensation from the driver who struck you might help you to recoup some of the money that you do have to spend out of pocket. This is a long process, so it certainly won't bring you fast results but it might be worth it in the end.