Car accidents happen. There's no way to account for every bad driver, and this means that eventually, you could be caught up in an accident that leaves you with an injury and expenses that need to be paid. Following an accident, you will file a claim and try to get the compensation you need to pay for medical bills and to recover lost wages.
When you suffer an injury, you'll file a claim with either your insurance company or the company of the person who caused your accident. At that point, you'll have to wait for the insurance company and adjusters to speak to you and to review the case. Many times, the companies are fair and pay compensation that is enough to cover your medical bills, lost wages, and other needs. However, sometimes, companies try to give you less than you deserve.
Companies can try to get you to accept less money in a number of ways. For example, if you are waiting for an insurance settlement and are offered a low settlement, then you would likely turn it down. As you wait to have the company renegotiate, the company may drag out the time it takes, making you more likely to accept the initial offer, even though it's low.
If your insurance company is stalling or offering you settlements well below what you should receive, it's important to stand up to it. Your company should be making an honest settlement offer that can help you through a difficult time, not making your life harder by offering you less than you need to get through this time without debt or struggles. Our site has more information on delayed insurance payouts and what you can do to get the compensation you need now.