Wick & Trautwein, LLC
Call Today
Toll Free
Broad Based Experienced Legal Help Since 1972

Creative Solutions, Exceptional Results

The law firm of Wick & Trautwein, LLC, has a long history of partnerships with the people and businesses of northern Colorado and southern Wyoming

Understanding uninsured motorist coverage

Most drivers know that the first things you are supposed to do after you are involved in an accident is call the police and then trade insurance information with the other party. But what happens if the other driver hits you and then leaves or the responding officer informs you that the other driver doesn't have any insurance?

A 2012 study by the Insurance Information Institute showed that almost 13 percent of drivers in the United States are operating their vehicles without any kind of insurance, and that means big problems for the victims of these car accidents. If someone hits you and doesn't have insurance, that means that you will have to pay to fix your car or for any medical treatments necessary for your passengers' injuries.

Many auto insurance companies offer the option of having uninsured or underinsured motorist coverage on your policy, but it's rarely as easy as filing a claim. Insurance companies don't always want to pay out, and dealing with the paperwork and agents when you are also trying to recover from injuries or deal with the logistics of not having a vehicle can be extremely difficult.

While carrying uninsured/underinsured motorist coverage is always a good idea if you have that option, you may also need to consider taking legal action against the at-fault driver or even your own insurance company if getting the payout you are entitled to becomes an issue. Seeking legal advice as soon as possible after your accident can help you better understand your options and get things settled as quickly as possible.

Source: Nerd Wallet, "Must-Have Car Insurance for Wealthy Individuals," Scott Johnson, May. 26, 2015

No Comments

Leave a comment
Comment Information
Watch More Videos

We Take Your
Emails Seriously

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

Wick & Trautwein, LLC BBB Business Review
FindLaw Network
Firm Locations
Wick & Trautwein, LLC
323 South College Avenue #3
Fort Collins, CO 80524

Phone: 970-237-5694
Toll Free: 866-686-1410
Fax: 970-482-8929
Fort Collins Law Office Map
Wick & Trautwein, LLC
513 Big Thompson Ave
Estes Park, CO 80517

Located in Lower Stanley Village
Phone: 970-586-3505
Fax: 970-586-3269
Estes Park Law Office Map

Windsor Office
(by appointment only)
421 Main Street
Windsor, CO 80535
Toll Free: 866-686-1410
Map and Directions